Planning tools

Start with the tool that matches your question, then go deeper only if you need to.

SimpleKit organizes practical planners for retirement, savings, home financing, investing, and travel, with fast launch paths and clear next steps so you can keep momentum instead of bouncing between tabs.

Featured

Start with the Retirement Planner when you want the broadest planning view.

Browse by Goal

All 16 tools, organized inside one cleaner browsing window.

The groups stay subtle and off to the left, so you can keep the full tool set in view without the page feeling broken into separate blocks.

Plan Your Future

Retirement, growth, and the tools that help you map the bigger picture first.

RPPlanner5 min

Retirement Planner

Model income, savings, taxes, future cash flow, and timing decisions in one guided planning experience.

FICalculator3 min

FIRE Calculator

Estimate your financial independence target and how long the path could take.

CPCalculator2 min

CPP Calculator

See how CPP timing choices can affect retirement income later on.

RTCalculator3 min

RRSP / TFSA Calculator

Compare account types and get a clearer sense of where each strategy may fit.

IGCalculator3 min

Compound Interest Calculator

Estimate how an initial investment plus recurring contributions may grow over time with compounding, fees, inflation, and a clear breakdown of growth.

SGCalculator3 min

Savings Goal Calculator

Plan your savings target, compare scenarios, and see how long it takes to reach your goal.

EFCalculator2 min

Emergency Fund Calculator

Estimate your target, see your savings gap, and understand how long it may take to build your cushion.

NWCalculator2 min

Net Worth Calculator

Add assets and debts to get a cleaner snapshot of where you stand today.

Reduce Costs & Debt

Debt, borrowing, and fee-focused tools for decisions where small changes matter.

BGPlanner3 min

Budget Planner

Build a clear monthly budget and see how much room you have for savings, investing, or debt payoff.

DBCalculator3 min

Debt Payoff Calculator

Compare debt snowball vs avalanche, estimate your debt-free date, and see how extra monthly payments change total interest.

LNCalculator3 min

Loan Calculator

Estimate payments, compare loan scenarios, model extra payments, and review a full amortization schedule in one clear view.

RVCalculator4 min

Rent vs Buy Calculator

Compare the full cost of renting versus buying, estimate break-even timing, and see which path may build more wealth.

MGCalculator3 min

Mortgage Paydown vs Invest

Compare paying down your mortgage faster versus investing the difference and see the tradeoff more clearly.

MCCalculator3 min

Mortgage Calculator

See your payment, amortization timeline, and total interest clearly, then test weekly timing, recurring extras, and lump sums.

FECalculator2 min

Investment Fee Calculator

See how investment fees may cost you over time and how small percentages can eat into long-term growth.

Lifestyle Planning

Tools for organizing real-life plans when the goal is clarity more than a long-term forecast.

TRPlanner4 min

Travel Planner

Organize trip costs, compare scenarios, and keep the essentials in one easier-to-adjust plan.

Keep SimpleKit growing.

If one of these tools saved you time or helped you think more clearly, support future updates and new tool development.